Tuesday, February 28, 2012

5pm Blog ? Blog Archive ? Scottish Restaurant Awards Plates up ...

Winners of the Fifth Scottish Restaurant Awards?Announced

After weeks of anticipation, thousands of public votes and many hours of judging discussions, 5pm.co.uk has announced the winners of the fifth Scottish Restaurant Awards. The winners were unveiled last night (Monday 27th February), at a spectacular ceremony hosted by Tam Cowan at the Glasgow Science?Centre.

Jointly sponsored by 5pm.co.uk and Business Insider, the awards saw the cr?me de la cr?me of the Scottish restaurant industry come together to battle it out for the coveted prizes in the 14 award categories. Winners were spread across the length and breadth of the country with the honours going to new ventures as well as established names and?businesses.

In scooping both Scottish Restaurant of the Year and the Most Innovative Restaurant award, Edinburgh?s Castle Terrace more than fulfilled the promise shown when they won the Newcomer of the Year award in 2011. The double win at last night?s Scottish Restaurant Awards top a triumphant year for chef patron Dominic Jack and the judges think he is poised to achieve a lot?more.

For the second year in a row, Cucina at Hotel Missoni has won Best Italian. Scotland has many popular restaurants offering Anglo-Italian pasta and pizza. At Cucina, head chef Mattia Camorani offers the real deal: fresh, seasonal ingredients cooked simply but with an Italian flair that is as bold as Cucina?s?decor.

Jonathan Trew, food writer and one of the Award?s judges commented on the winner of Best Indian Restaurant, Mithas: ?The days of flock wallpaper and the post pub curry have been over for a long time but Mithas is trying to take Indian food in Scotland to a new level altogether. By providing high end Indian food, Mithas wants nothing less than to redefine what people expect of an Indian meal in the UK. Also, this is the first time that there hasn?t been a Glaswegian Indian restaurant among the finalists. Glasgow undoubtedly has Scotland's most vibrant Indian restaurant scene but could Edinburgh be poised to steal the?crown??

On the winner of Chef of the Year Jeff Bland, Trew adds: ?From Perthshire girolles to Mull scallops, Scottish produce is at the heart of Jeff?s menus and he?s travelled the world telling other people just how good the food we produce in this country is. As well as being an ambassador for Scottish produce, Jeff has done a huge amount in terms of training, teaching and mentoring other chefs who have passed through his kitchens and then gone on to great things. He is a deserved?winner.?

Charles Shaw of event sponsors 5pm.co.uk commented: ?This year, the awards featured a new category: Best Takeaway Restaurant and this was judged by the same standards as the other restaurant categories. As in the rest of the restaurant business, there is a huge variety of different cuisines on offer in the takeaway sector. However, this year, the good, old traditional chippie won out with the Wee Hurrie in Troon taking the prize. It truly is a king among?chippies.?

See full list of winners below and for more information, winners? quotes and images, please contact: ?Ruth Broers, 5pm.co.uk 0141 204 7841,?ruth.broers@5pm.co.uk

2012 Winners In?Full

Best Italian Restaurant of the?Year

Winner: ?Cucina at Hotel Missoni, Edinburgh
Runner Up: Italian Caffe, Glasgow
Runner Up: Osteria, North?Berwick

Best Indian Restaurant of the?Year

Winner:?Mithas, Edinburgh
Runner Up:?Mother India, Edinburgh
Runner Up:?Punjabi Tadka, East?Kilbride

Best Oriental Restaurant of the?Year

Winner:?Opium, Glasgow
Runner Up:?Nahm-Jim, Fife
Runner Up: Yorokobi by CJ,?Aberdeen

Best Family Friendly Restaurant of the Year
Winner:?Cruize, Auchrannie Resort, Isle of Arran
Runner Up:?Di Maggios, Royal Exchange Square, Glasgow
Runner Up: Room,?Largs

Best Chef of the Year
Winner:?Jeff?Bland

Most Innovative Restaurant of the Year
Winner:?Castle Terrace, Edinburgh
Runner Up: ?Restaurant Mark Greenaway,?Edinburgh

Best Pub Grub of the Year
Winner:?Cock & Bull, Aberdeen
Runner Up:?The Sun Inn, Edinburgh
Runner Up:?Caley Sample Rooms, Edinburgh
Runner Up:?The Fox & Hounds,?Houston

Best Hotel Restaurant of the Year
Winner:?Chez Roux ? Greywalls, Gullane
Runner Up:?The Albannach, Lochinver
Runner Up:?Airds Hotel,?Argyll

Best Customer Service of the Year
Winner:?The Scottish Caf? & Restaurant, Edinburgh
Runner Up:?29 ? The Grill at the Square, Glasgow
Runner Up:?EH15,?Edinburgh

Best Rural Restaurant of the Year
Winner:?Gordon?s Restaurant, Angus
Runner Up:?Braidwoods, Dalry
Runner Up:?The Whitehouse,?Argyll

Best Takeaway Restaurant of the Year
Winner:?The Wee Hurrie, Troon
Runner Up:?Zen Kitchen, Edinburgh
Runner Up:?Mhor Fish, Perthshire
Runner Up:?Dining In, Mother India?Bearsden

Best Seafood Restaurant of the Year
Winner:?Caf? Fish, Edinburgh
Runner Up:?Crabshakk, Glasgow
Runner Up:?Mhor Fish,?Perthshire

Newcomer of the Year
Winner:?Kanpai Sushi, Edinburgh
Runner Up:?Barolo Grill, Glasgow
Runner Up:?The Honours,?Edinburgh

Restaurant of the Year
Winner:?Castle Terrace ? Dominic?Jack

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Source: http://blog.5pm.co.uk/2012/02/scottish-restaurant-awards-plates-up-top-food-gongs/

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Adobe Photoshop Touch for iPad to arrive tomorrow for $9.99

After a long, long wait since we first heard rumors about the Adobe Photoshop Touch, the version of Photoshop made for tablets, it?s finally said to be coming for iPad tomorrow. Adobe first released a suite of applications including Photoshop Touch for Android.

Adobe Photoshop Touch is expected to land on the App Store with a price tag of $9.99, just as much as on Android. With that in mind, check out a list of all its features:

  • Use popular Photoshop features designed for the tablet such as layers, selection tools, adjustments, and filters to create mind-blowing images.
  • Use your iPad camera to fill an area on a layer with the unique camera fill feature.
  • Select part of an image to extract by scribbling with the Scribble Selection tool. With Refine Edge, use your fingertip to capture even hard-to-select image elements, like hair, with ease.
  • Search and acquire images with the integrated Google Image Search.
  • Share images on Facebook and view comments right within the app.
  • Browse an inspirational gallery for the styles and results you'd like to achieve. Then follow step-by-step tutorials to easily learn techniques the pros use for great-looking results.
  • Use AirPrint for wireless printing of Photoshop Touch projects.
  • Upload projects to Adobe Creative Cloud* and open layered files from Adobe Photoshop Touch in Photoshop CS5.
  • Maximum image resolution: 1600 x 1600 pixels

Actually, the app was accidentally put up for purchase for a short time, but was pulled swiftly after. In the time it was available, developer Steve Troughton-Smith downloaded it and summarized his impressions on Twitter:

Sadly, the new Photoshop Touch will require plenty of processing power and won?t be compatible with the first-gen iPad.?Did you already get a glimpse of it? Check out the screenshots below and let us know how you like it.

Source: http://feedproxy.google.com/~r/phonearena/ySoL/~3/Zp8D7skyD0Y/Adobe-Photoshop-Touch-for-iPad-to-arrive-tomorrow-for-9.99_id27331

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Monday, February 27, 2012

AndrewSansone: How to use your iPhone to fry eggs - http://t.co/GtgYhYoQ

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Saturday, February 25, 2012

chinamoneypod: Podcast: Michael Werner: Chinese Banks Will Surprise On The Upside http://t.co/idHcb44e

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Friday, February 24, 2012

Use outsourcing for Business to business telemarketing in Lead ...

Web-based-sales-and-marketing-service

The key purpose of Lead Generation is for a company to expand the market share by means of reaching the actual high-level decision designers of companies involved inside its target industry. Most Lead authorities are well experienced in identifying the needs of the prospects along with inspire the actual prospect?s executives to hire the telephone selling call center to assist the prospective customers produce competent leads as well as set appointments while using company?s product sales teams. Outsourcing the lead process increases a new company?s revenue and revenues while decreasing the cost every sale bills. Outsourced To generate leads also eliminates a challenging supervision process. The primary reason for outsourcing techniques telemarketing solutions is that telemarketing call centers increase effective sales orientation plans to get the best advantages of the market. Leads generation campaigns must be done constantly to temperature market pattern shifts as well as changes in the worldwide market economic system.

Lead Generation consists of a exacting process of identifying prospective customers, generating of a qualified prospects list along with the launch of the rigorous getting in touch with campaign.

The first step in Direct is being able to set criteria in order to recognize the prospect which a client may wish to have business or talk to. Criteria are good jump off of points in each and every campaign since it guides you to what exactly you?re going. However, throughout lead generation, any client?s requirements base must not be too certain or too general to make space with an ever-evolving market trend.

After creating the lead standards, a business?s marketing rep must know her or his lead supply. He must be capable of identify the particular sources of prospects and be able to start using these efficiently and effectively in order to routinely construct leads and also continuously revise the leads list that they currently have.

If your company determines to hire their own team regarding lead phone callers, they must be able to train their particular staff about phone social manners, identifying your prospects along with their questions along with issues about the service to be had. Also, a business must be ready to put up an office building specifically designed for that lead generation telemarketers. They should also gadget a fool-proof income script in whose pitch looks personal though has an component of sales and marketing incorporated.

When engaged in their own lead generation campaign, a business may also notice fit to obtain their own automated responder, for example Live Speak, wherein prospect customers may leave query messages when they are unavailable to make contact with you via the phone. They might also depart their contact details herein to actually may be able to return to them the moment a representative is accessible.

When outsourced, Lead grows more effective along with practical when compared with maintaining you use private staff doing the job to suit your needs. For one, offsite lead generation telesales is a cost-efficient alternative to an otherwise expensive restructuring of the office and the programs and software to be used inside the campaign. The client may simply join a month-long strategy and has an opportunity to stop the collaboration after the contract or continue the advertising campaign for a longer time.

Furthermore, the company should be able to save on the expenses of training which could otherwise be shouldered through the company should they decide to put automatically team. Outsoucring Lead Generation strategies maintain their particular training team who have been doing lead strategies for years and they are therefore specialists on the topics of piece of software making, phone etiquette as well as convincing methods which will in the end lead to a face-to-face session with a company?s sales representative.

Additionally, telemarketing organizations provide consumers with typical progress reviews to make sure that the representatives in control of their marketing campaign are undertaking according to their own standards.

It is advisable to outsource sales opportunities generation should an established telesales call center or perhaps outbound telephone selling firms because these companies include the latest engineering and the very best people to perform the campaign in the manner which in turn clients count on from their very own team.

Related posts:

Inbound marketing

Source: http://virtual-unified-communications.info/?p=1786&utm_source=rss&utm_medium=rss&utm_campaign=use-outsourcing-for-business-to-business-telemarketing-in-lead-technology-3

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PROTOTYPE 2 Goes Digital With Dark Horse Comics (Newsarama.com)

[unable to retrieve full-text content]Newsarama.com - Video games are digital, so why not video game comics? Dark Horse is embracing this symbiosis with an ambitious comic book project to bridge the storytelling gap between 2009's open-world actioner Prototype with its upcoming sequel Prototype 2. A total of three two-issue miniseries will fill the empty spaces by telling three stories from three different perspectives, first from the original game's hero, Alex Mercer, the second from a small group of civilians caught up in the biological apocalypse and the third from the franchise's new protagonist: the vengeance-minded Sergeant James Heller. ...

Source: http://us.rd.yahoo.com/dailynews/rss/videogames/*http%3A//news.yahoo.com/s/newsarama/20120223/en_newsarama/prototype2goesdigitalwithdarkhorsecomics

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Thursday, February 23, 2012

EU executive wants bigger rescue fund (Reuters)

[unable to retrieve full-text content]Reuters - The European Commission wants euro zone leaders to overcome German objections and back a bigger rescue fund to nudge the IMF into helping troubled European economies, the EU's top economic official said on Thursday.

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20120223/bs_nm/us_eurozone_imf_rehn

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Video: Obama Unveils Tax Reform Plan

CNBC's Eamon Javers reports the latest details on the President's tax reform plan, and debating whether it will pass Congress, with Jared Bernstein, Center on Budget and Policy Priorities, and Art Laffer, Laffer Associates.

Related Links:

Business & financial news headlines from msnbc.com

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Source: http://video.msnbc.msn.com/cnbc/46489549/

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Wednesday, February 22, 2012

Marc Faber Blog: I Like Real Estate In The U.S.

Dr. Marc Faber, born February 28, 1946, is an investment analyst and entrepreneur.

Faber has a reputation for being a "Contrarian" investor and has been called "Doctor Doom" for a number of years. Faber is a regular speaker on the investment circuit, often quoted in the financial press for his non-conformist viewpoint and alternative investment philosophies. His current tag-line is: 'buy a $100 US bond and frame it to teach your children about inflation by watching the US bond value diminish to almost nothing over the next 20 years'

Source: http://marcfaberblog.blogspot.com/2012/02/i-like-real-estate-in-us.html

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Tuesday, February 21, 2012

WhyIsFacebookInsightsNotWorking.com Is A Site That Tells You?.

Screen Shot 2012-02-21 at 8.54.34 PM.... Whether or not Facebook's in-house analytics product, Insights, is working. Due to product changes in recent weeks, the tool has been particularly slow to update with the latest metrics, as the site's creator,?PageLever, has discovered. The startup uses Facebook's API to provide an advanced custom interface for page owners who are trying to track impressions and a variety of other key numbers. Because of the problem, it has been getting all sorts of questions from clients lately asking a slightly different question: "Why isn't PageLever working?" Yes, WhyIsFacebookInsightsNotworking.com doesn't actually try to answer what its name would seem to indicate. Only Facebook engineers working on the tool know exactly why Insights is not functioning at any given time, after all, and they are probably busy working to fix it instead of dealing with questions.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/q2ZiWttbhhI/

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snippet hatchet: Home And Family Hobbies | Free Articles ...

Helpful Tips About Home And Family Hobbies, Self-sufficiency, Organic Lifestyle.
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This entry was posted in Uncategorized and tagged average, commission, crafts, family, garden, goto, grav, helpful, hobbies, home, initial, lifestyle, offer, organic, sale, sufficiency, tips by Admin. Bookmark the permalink.

Source: http://articlestweet.com/2012/02/20/home-and-family-hobbies/

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Monday, February 20, 2012

Headache ? See A Ormond Physiotherapist for Fast Relief! | Dating ...

Ormond Physiotherapy: Care For Headache & Migraine

Headache is among the most typical ailments around Australia, with about 15 percent people using pain relievers for a headache at any given moment. Because headaches are extremely typical, many people believe they?re just a perfect part of life.

However, a continuous headache is a sign that something is not right. The frequent use of pain killers to combat headaches is akin to removing the warning light that alerts you to a concern in your car! Medication doesn?t solve your headache, it simply offers a short term solution to reduce the pain.

Different types of Headache

Anxiety headaches and migraine are probably the most common kinds of headache and cluster headaches are most unusual . Different kinds of headache are sinus headache, rebound headache and also exertion headache.

What causes Headaches & Migraines

Headaches may be the effect of a selection of causes like anxiety, bad pose, accidental injuries, medications, environmental issues for instance potent aromas & pollution and also eating issues.

Probably among the most neglected cause for migraine and stress headache could be because of nerve irritation in the upper neck due to improperly performing backbone joints ? Physiotherapists know this as Vertebral dysfunction. Considering that the nerves of the upper neck provide parts of the scalp and face, irritation to these nerves could obviously cause headache.

Physiotherapy Assessment of Headache

Your Physiotherapist would thoroughly study probable headache reasons and conduct a meticulous history, orthopaedic, neurological and also spinal assessment to discover the reason behind your headache.

More diagnostic testing for instance XRay or MRI might also be necessary. After reaching at a certain diagnosis, your Physiotherapy care may start.

Relief From Headache With Physiotherapy

Physiotherapy is an extremely effective remedy for headaches. By precisely restoring proper motion to the spinal joints of the neck, your Physiotherapist is able to significantly reduce the presence of nerve irritation and muscle tension helping to alleviate the cause of your headaches.

Headache Physiotherapy ? Why not call us to schedule your overall headache assessment and initiate your journey towards living a life free of headaches!

Source: http://datingadvicesingles.com/love/?p=48015

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The Real Issue (talking-points-memo)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/201690905?client_source=feed&format=rss

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Colon Cancer Is The Third Most Commonly Diagnosed Cancer

This article has been viewed 14 times.

Colon cancer is the third most commonly diagnosed cancer in the world and is most common in developed countries. Colon cancer prognosis is very much dependent on the stage that the cancer is in when detected and treated.

Colon cancer is the third most common form of cancer and the second leading cause of cancer deaths in the United States. Cancer is often a very sad and painful subject to talk about especially if you or someone you know has been affected by it. Colon cancer is also known as colorectal cancer.

Colorectal cancers often start in the lining of the bowel and if left untreated can grow into the muscle. Most begin as a small growth on the bowel wall which is called a colorectal polyp. These mushroom-shaped growths are usually benign, but some can develop into serious cancer.

Symptoms include changes in bowel habits, lower gastrointestinal bleeding and blood in the stool.

The lifetime risk of developing colon cancer in the United States is about 7%. Factors that increase risk are age, family history of cancer, smoking and poor diet.

Colorectal cancer can take many years to develop and early detection of colorectal cancer greatly improves the chances of survival.

There are several different tests available for this screening which includes a digital rectal exam.

The doctor inserts a lubricated, gloved finger into the rectum to feel for abnormal areas. It only detects tumors large enough to be felt in the distal part of the rectum but is useful as an initial screening test.

Tests for blood in the stool are also useful.

A colonoscopy involves placing a lighted probe into the rectum and the entire colon to look for polyps and other abnormalities that may be caused by cancer. A colonoscopy has the advantage that if polyps are found during the procedure they can be removed immediately. Tissue can also be taken for biopsy to screen for cancer.

The best course of action is also prevention and regular screening. Lifestyle is important, eat healthy, get regular exercise and dont smoke. Make regular visits to your doctor and get tested.

The information provided is for discussion purposes only and not to be used for diagnosis or treatment. A medical professional should be consulted for diagnosis and treatment.

Source: http://digg3.com/colon-cancer-is-the-third-most-commonly-diagnosed-cancer/

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Sunday, February 19, 2012

Tom Bihn Travel Tray Review

We’ve all done this… We get to our travel destination and take all the stuff out of our pockets and dump it on the nearest table. At some point or another, we have problems finding object x because we set it down somewhere in our room and can’t remember where. The Travel Tray from Tom [...]

Source: http://the-gadgeteer.com/2012/02/17/tom-bihn-travel-tray-review/

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Whitney Houston remembered at NJ hometown funeral (AP)

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A coffin holding the remains of singer Whitney Houston is carried into the New Hope Baptist Church before her funeral services in Newark, N.J. on Saturday, Feb. 18, 2012. (AP Photo/Jason DeCrow)AP - Clapping hands and swaying to gospel hymns in the church where Whitney Houston's powerful voice once wowed her congregation, the biggest names in entertainment sang along with the choir to remember the pop superstar at her hometown funeral Saturday.


Source: http://us.rd.yahoo.com/dailynews/rss/music/*http%3A//news.yahoo.com/s/ap/20120218/ap_en_mu/us_whitney_houston_funeral

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Saturday, February 18, 2012

Lisa Steinberg: A Trip Down Memory Lane

In my teens I was always fascinated by history and the incredible figures and events that have made their marks on the world. Even TV shows that portrayed these monumental moments and people truly captivated me. In particular, the show Quantum Leap was a standout favorite of mine because the main character Sam, played by Scott Bakula, would leap into bodies of people throughout different time periods and viewers would be treated to getting to see history play out in different eras. Viewers were able to see Sam showcase moments during periods in time that they were not yet born. Some of us could relive the moments that we were alive for. Nostalgia has always had a standout place in television which has allowed audiences to be a part of history continuously and to relive treasured moments. The philosopher George Santayana has a famous quote about history that reads, "Those who cannot remember the past are condemned to repeat it." Watching shows that focus on nostalgia provides the means to learn from what has been a path already paved for us.

Recently nostalgia has been drawn back into focus for television with shows like The Playboy Club and Pan Am. While The Playboy Club didn't run very many episodes, Pan Am has stayed afloat by not only showcasing historical events, movements and figures in the show, but also focusing on a rich backstory for its characters that has endeared fans of the program even more. One of Pan Am's beginning episodes focused on the character Maggie's, played by Christina Ricci, efforts to meet President Kennedy after having previously worked on his campaign to get him elected. In a more recent episode, fans had a snapshot of Kennedy's assassination which stunned the nation at the time of this horrific historical atrocity. In another episode it was revealed that the character Colette, played by Karine Vanasse, had been separated from her parents in France during the Holocaust as a young girl and was an orphan. Margot Robbie's character, Laura, recently had a storyline where she had been photographed naked by a Time magazine journalist and the photos were sold to an art gallery. Later on when she found out and went to the art gallery, she learned that Andy Warhol was a fan of her pictures and he wanted to meet her. A flash of the Bay of Pigs is depicted in another episode where Dean, Maggie and another stewardess, Bridget, portrayed by Annabelle Wallis, evacuate the last group of prisoners exiled out of Castro's Cuba on a Pan Am prop plane. Another recent episode gave a look at the Cold War in Russia and the price of politics there. The character of Kate, Kelli Garner, is not only a Pan Am stewardess, but she's also doubling as a CIA agent running different tasks and subterfuge for the U.S. government. It's been said that many a famous figure in the '60s worked as a CIA agent, including the rumored spying of designer Coco Chanel for the Nazis. The character of Kate's storyline spotlights that not only were celebrities at that particular pivotal time in history a part of covert operations, but international beauties of the sky as well.

While this sense of nostalgia may not be lingering around for long with the fate of Pan Am up in the air, the love and spirit of the past continues to affect the characters and storylines throughout each episode. The choices the characters make at times are derived from the historical events that are going on around them. History is directly affecting them at the time the events are occurring and it's magical to see the events, emotions and feelings play out that reflect the times and the sentiments of those who were alive during these times. Many of the characters are plagued by the past, especially the character Colette, who continues to let her past romances and family turmoil bog down her budding relationship with Dean.

Nostalgia may be a thing of the past, but we also have to remember that history will always have its place in time. Pan Am is a majestic look at events, times, people and places that have made our country a melting pot and provides a weekly adventure into the lives and times that have led us to our present.

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Follow Lisa Steinberg on Twitter: www.twitter.com/StarryMag

Source: http://www.huffingtonpost.com/lisa-steinberg/a-trip-down-memory-lane_b_1283677.html

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Friday, February 17, 2012

Job Search For College Graduates | Job Search Techniques

A job search for college graduates in these days can be tough, but what is the 1 most overlooked and underestimated business in the business marketplace? It is the network marketing business. But like every other industry, the network marketing business definitely has its fair share of HYPE. If you can understand this business in a clear way, push via all of the THOUSANDS of folks and firms claiming to make you an instant residual check and really comprehend which attributes to look for in a MLM business, then you can obtain enormous wealth in this business by working tough, knowing which company fundamentals to practice, and understanding who to IGNORE.

The first aspect to look at is the type of product being sold, regardless of whether it is a high-ticket item or a low-ticket item. Where much of the hype comes from originates from MLM companies that promise fast and effortless residual income via selling low-ticket items. Low-ticket items are items that don?t cost much dollars to acquire, which result in a low commission for the MLM owner who sells them. The owner ends up having to sell MASS volumes of these goods just to make a substantial monthly check. If you can keep away from these sorts of firms that sell low-ticket items then you will be saving yourself a lot headache and time and energy. We all have the exact same number of hours in a day, why not invest your time selling higher-ticket items and making a a lot larger commission (-,000) on every sale?

Another aspect that must be stressed is the amount of time and hard work that it Genuinely takes to produce success for yourself in this business. If you are on a job search for college graduates then you are probably already keen on the reality of working 8 hours a day, five days a week. A job in the network advertising business is not a lot diverse. The genuinely successful men and women have spent at least 6 hours a day building their enterprise, 5 days a week, for 1-2 years, utilizing the Proper techniques. Without work there will be no fruit. Persistence is the price of success!

The last aspect and 1 of the most crucial is the absolute necessity to learn how to Market your MLM opportunity to MILLIONS of people. Via the abilities of world wide web advertising, this has become achievable for a reasonably modest group of network marketers who have realized the potential in the world wide web. If you can master the techniques of world wide web advertising, you will be able to generate 10-20 consistent leads a day for your enterprise, putting you light-years ahead of 98% of anyone else in this industry.

With these 3 ideas, you are armed with the knowledge it takes to really start a career in this business. Each job search for college graduates really should end here. This business, when approached with the correct knowledge, has the prospective to produce the most amount of wealth for any young entrepreneur.

To See A Organization That Has The Most Six-Figure (,000 +) Earners In The United States, Go to Us Here

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Source: http://www.aftertoomany.org/job-search-for-college-graduates.htm

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Baby Bath areas ? From your Man's Point Of View ? rough Articles

The truth is content concerning child showers written by ladies all of the time. But why not really published by a male? Don?t we need to recognize some things about infant tub areas too?

My lady recently organised your baby bath for the friend, and I had been unaware on the way to help the girl. Luckily, I had been quit out of the house prior to the genuine baby shower celebration commenced, but I was a part of supporting her work it. Infant bath areas start out with picking out an area as well as baby shower celebration wedding invitations. Though the actual occasion consists of a lot more planning.

Are you aware that child tub areas incorporate a meal made out of nappies? Sure, I figured which was peculiar as well. However seemingly baby diaper desserts are probably the important centerpieces with infant bath areas nowadays. This specific isn?t a good passable cake-but there are many deserts to get consumed. Coming from non-diaper desserts to be able to snacks for you to infant block-looking petit four legs, it appears as if there?s sufficient food for everyone with a baby.

Naturally you?ll find generally baby shower celebration online games. These kind of game titles may be kind of silly, but they?re a huge struck. Women discuss amusing child encounters they?ve acquired and provide upward awkward points from your mother?s earlier. You will find numerous internet sites devoted to a variety of shower video games. Browse regarding ?baby bath games? a great you?ll very impressed and a few with the video games individuals have conceived.

Gifts really are a massive part of newborn bathrooms. And i also indicate Huge! It?s remarkable the number of products are usually showered about the mother-to-be. Although the mom generally signs up regarding important baby presents just like linens along with strollers, apparently many women are interested sweet issues to the newborn that will aren?t for the personal computer registry. Seemingly purchasing sweet clothes and also stuffed animals is a bit more exciting when compared with getting sheets to the baby?s crib. It makes sense, on the other hand notice that moms-to-be loathe this specific since what they require include the simple materials. Mother winds up getting these their self.

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Thursday, February 16, 2012

Manufacturing, housing data flag underlying strength (Reuters)

WASHINGTON (Reuters) ? U.S. manufacturing output rose in January and a gauge of factory activity in New York state hit a 1-1/2-year high in February, showing a solid underpinning for the economic recovery.

The firmer tone was also in evidence in another report on Wednesday that showed optimism among home builders approached a five-year high this month, a good omen for the struggling housing market.

The reports added to a run of fairly upbeat data, even though overall industrial production was flat last month as unusually mild winter weather weighed on utility output.

"What we are seeing here is confirmation of the positive momentum we have seen in the economy over the past few months," said Millan Mulraine, senior macro strategist at TD Securities in New York.

Factory production increased 0.7 percent, the Federal Reserve said, after an upwardly revised 1.5 percent rise in December. The December increase was previously reported as a 0.9 percent gain.

Manufacturing was buoyed by a 6.8 percent jump in motor vehicle output. But production at utilities plunged 2.5 percent, the second straight month of big declines.

A 1.8 percent drop in mining production, the first decline in almost a year, also helped damp industrial output last month. However, overall production was stronger than first thought in December, rising 1 percent as opposed to the previously reported 0.4 percent gain.

"The mining sector has been enjoying a renaissance over the past couple of years and, barring a collapse in oil prices, we expect that will continue for some time," said Paul Ashworth, chief U.S. economist at Capital Economics in Toronto.

"So everything looks rosy for manufacturers now, but we're still concerned that Greece's exit from the euro zone sometime this year will stop the global turnaround in its tracks."

Concerns about Greece dominated sentiment on U.S. financial markets, where the broader Standard & Poor's 500 index (.SPX) touched a fresh seven-month high before giving up gains and turning negative in late afternoon trading.

U.S. Treasury debt prices were little changed while the dollar was flat against a basket of currencies (.DXY).

OFF TO A FIRMER START

Data, including employment, manufacturing and retail sales, so far suggest the economy got off to a firmer start in 2012, prompting analysts to scale back expectations of a sharp pull-back in first-quarter growth and further monetary easing by the Fed.

Minutes of the central bank's January 24-25 policy meeting released on Wednesday showed a few Fed officials believed a third program of bond buying or 'quantitative easing' would be warranted this year to support the economy.

The economy grew at a 2.8 percent annual pace in the last three months of 2011, with a build-up of inventories accounting for two-thirds of the rise.

Economists believe businesses have enough stock on hand to meet demand. That, together with a mild recession in the euro zone as a result of the debt crisis, could take some edge off the U.S. economy.

But there are no signs manufacturing is wilting. A report from the New York Federal Reserve showed a gauge of factory activity in New York state rose to its highest level in more than 1-1/2 years in February.

However, slowing new orders and further declines in unfilled orders suggested activity in that region could be close to peaking. There was a rise in shipments and companies increased hours for existing workers.

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Graphic on Feb U.S. NAHB homebuilder sentiment: http://link.reuters.com/raj66s

Graphic on Jan U.S. industrial output, capacity utilization: http://link.reuters.com/ryh66s

Graphic on New York Fed's Empire State manufacturing data: http://link.reuters.com/puh66s

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Manufacturing remains the main pillar of the economy, although it only accounts for about 12 percent of gross domestic product and 11 percent of nonfarm payrolls.

Capacity use in manufacturing rose in January to 77.0 percent, the highest since April 2008.

"The manufacturing sector is in a growth spurt, but it is not a spurt likely to turn sour as it is well diffused in the manufacturing sector and not producing bloated inventories - it is the 'real McCoy'," said Michael Montgomery, a U.S. economist at IHS Global Insight in Lexington, Massachusetts.

There are also signs of green shoots in the housing market, which has been a drag on the economy, with confidence among home builders the highest this month since May 2007.

Sentiment has increased for five straight months. Builders have been breaking ground on new residential projects, driven by rising demand for rental apartments as Americans shift away from homeownership.

Home building is expected to add to growth this year for the first time since 2005.

"The true test of the strength of housing construction will be the health of the spring selling season," said Michelle Meyer, an economist at Bank of America Merrill Lynch in New York. "This has been an unusually warm winter, which could be biasing the data."

(Reporting By Lucia Mutikani; Editing by James Dalgleish)

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20120215/bs_nm/us_usa_economy_output

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Source: http://www.periodicotrazos.org/2012/02/get-the-most-in-the-disney-environment-luxury-family-trip/

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Wednesday, February 15, 2012

Can Advertising Save BofA's Battered Brand? | The Financial Brand ...

2011 was a rough year for BofA to say the least. In the past twelve months, they?ve suffered through:

  • The worst quarterly loss in the bank?s history.
  • Dropping from their rank as America?s #1 biggest bank.
  • Plummeting share price, dropping from $19 back in Spring 2010 almost straight down to under $5. The stock once traded as high as $55.
  • Expensive and unseemly lawsuits, including the robo-foreclosure scandal that cost the bank $11.8 billion.
  • Catastrophic week-long website outage.
  • Congressmen using their time on the floor to organize a boycott of the company.
  • A massive revolt against a proposed $5 debit card fee.

Then of course there?s still the mess leftover from the bank?s acquisitions of Countrywide and Merrill Lynch that BofA must contend with.

2011 was undeniably the worst year in the bank?s 108-year history. Perhaps the only good news for BofA is that there is nowhere to go from here but up.

BofA Fires Back

In October 2011, as the BofA debit fee debacle was reaching its crescendo, the strain on BofA?s leaders became torturous. Under pressure, CEO Brian Moynihan couldn?t help but fire back.

?We have a right to make a profit,? he snapped.

Later that month, speaking to staff at the bank?s Charlotte headquarters, Moynihan indignantly said he gets ?a little incensed when you think about how much good all of you [BofA employees] do, whether it?s volunteer hours, charitable giving we do, serving clients and customers well.?

Wagging his finger at critics, Moynihan added, ?You ought to think a little about that before you start yelling at us.?

While BofA?s leaders were griping over the public?s reaction to $5 debit card fees, the bank was simultaneously rolling out a coordinated campaign focused on the bank?s charitable contributions, small business loans and mortgage modification efforts. BofA ran the campaign in TV, print and online ads from October through the end of last year.

Kiosk & Display | Digital Branch Merchandising

One ad that ran in Charlotte, the bank?s backyard, carried the tagline, ?We?re working to help keep the North Carolina economy moving forward.? The ad touted the bank?s economic significance in the state ? $159 million in loans to small businesses in the first half of the year, more than 22,000 loan modifications since 2008, and $10.8 million in charitable commitments in 2011. The message was clear: ?See we?re not greedy bankers. We?re nice people.?

?The campaign aimed to deliver the facts about Bank of America?s local impact,? said BofA spokesperson T.J. Crawford. ?Sharing the significant work we do at the local level and critical role we play is more important than ever.?

Advertising Is Not What BofA Needs

?If the banking industry is to survive, it needs to change its culture.?
? Reputation Communications

?All those charitable, volunteering employees have nothing to do with what people are yelling about,? observed Bill Varble at the Mail Tribune. ?Yes, BofA has employees who are really nice. But the [people] ?yelling? at the bank aren?t yelling at its employees, they?re yelling about the bank?s behavior.?

What Varble is saying is that BofA?s ad strategy doesn?t align with its actions. It?s like the bank is saying ?we love you soooo much? while punching consumers right in the gut.

Writer David Allen Isben says consumers have become far too wise to be swayed by white-wash campaigns. He believes it is a big mistake for BofA to be ?touting their supposed good deeds? when they should be ?addressing the behaviors that consumers see as demonstrating corporate greed.?

Key Question: What can an ad agency do if BofA isn?t willing to change its core culture?

BofA seems to think ads can solve its image problem ? as if consumers will somehow feel better about the bank with the right message. Not a chance. Ads aren?t the problem. The problem is BofA?s underlying brand ? what the bank is doing, not what it?s saying.

This point does not seem entirely lost on BofA?s CEO. ?We can?t be the biggest bank in America and have people thinking we?re taking advantage of them,? Moynihan said.

True. But what?s the best way to get people to stop thinking you?re taking advantage of them? It?s not with ads or slight-of-hand. It?s by actually?not taking advantage of people.

An expert on crisis communications said that BofA?s image woes will not improve until there is ?demonstrable progress on fixing the business issues that are at the root. Until those issues are resolved, advertising and other marketing techniques won?t accomplish much.?

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To get a good sense for how screwy things can get at BofA ? how badly the company?s ethics can be warped ? just look at the litany of litigation they?ve faced in the last decade. The Financial Brand assembled a list of some super expensive settlements BofA has inked in recent years, and what you?ll notice is a habitual pattern of abuses, deceptions and dirty tricks. Talk about profits over people? it?s shameful.

No one, it seems, is immune. BofA has ? with alarming consistency ? exhibited a willingness to exploit their own customers, their own shareholders, third-party investors, various government bodies and worst of all, their own employees.

At the end of the day, a cynical CFO might wonder which is the cheaper strategy: Giving away millions to charities so you can have a defensive backstop every time the public accuses you of misdeeds? misdeeds that will then also end up costing you a fortune in nasty court cases? Or simply doing everything right and everything possible to avoid such situations in the first place?

Wanted Urgently: One ?Silver Bullet? or ?North Star?

BofA is currently shopping its ad account around, looking for a new agency. The bank invests about $2 billion into marketing annually, with?an estimated $300 million slated specifically for advertising production (the current review does not include BofA?s media buy, which is handled separately). As the 17th largest marketer in the U.S., the bank?s agency search has caught the full attention of advertising?s most heavy hitters.

According to Ad Age, a briefing document circulated to BofA?s potential new agencies said the bank was seeking a strategic position that can serve as a ?North Star? for all business and marketing decisions, and convey that the bank is in the midst of a transformation.

BofA wants ?a campaign that creates buzz,? Ad Age continues. ?The bank also desires a deeper sense of purpose, one that can withstand any potential dings to brand reputation.?

Actually, Ad Age admits it isn?t entirely clear about what the bank might be after. ?BofA doesn?t seem sure of exactly what it wants. But it?s eager to find a new marketing direction fast.?

Ya think?

Reality Check: What BofA really needs is a brand strategy, not an ad agency.

?It will probably take years and multiple behavioral changes for BoA to prove themselves.?
? Edward Boches, Mullen

All indications at this point suggest BofA intends to stick with its feel-good ad strategy. If that is indeed the case and BofA asks their next agency to slap a halo over the brand by showcasing the bank?s goodness, both parties are going to have a tough road ahead.

?Unless its new agency comes up with a silver-bullet strategy ? one that feels humble, honest and wholly unique for the financial-services industry ? the exercise could prove fruitless,? noted Ad Age.

Edward Boches, Chief Innovation Officer with Mullen, is skeptical, and expects more of the same. ?No doubt we?ll see executions that pat the bank on its back for funding inner city growth, helping send kids to college, providing entrepreneurs with money to launch new businesses and practicing corporate philanthropy with efforts that include free admission to hundreds of museums,? he wrote on his blog.

But it?s going to take more than that.

Kiosk & Display | Digital Branch Merchandising

None of these challenges will stop the world?s largest ad agencies from?flagellating themselves as they pursue BofA?s account with naked abandon. After all, it?s much easier to ?shut up and do what you?re told? than to point out the cultural flaws that will undoubtedly undermine whatever ad campaign a client winds up running. The winning agency will be thrilled to pocket a billion dollars in billings while throwing some more awards on the shelf before getting the inevitable boot for (now get this?) ?failing to reshape consumers? perception of the brand.? No mea culpa from BofA at all. ?Goodbye. Next agency, please.?

But here?s something for BofA?s next agency to think about. Based on past performance, the bank is almost certainly doing something right now ? something ugly and potentially illegal ? for which they will end up forking over millions if not billions in fines and restitution. How?s that going to look while their ad campaign plays out?

Will BofA ever change its behavior at a fundamental level? Maybe. Or maybe not. Maybe they don?t care. Maybe coughing up huge settlements is just an acceptable cost of doing business at BofA, and their ad agency?s assignment is to counterbalance consumer negativity with as much shiny spin as possible?

What BofA Should Do

?The suits in Charlotte need more than a new ad agency and a $300 million ad campaign. They need a new mindset for how to solve their marketing and image problems.?
? Edward Boches, Mullen

If BofA doesn?t get its act together, there?s nothing that ads are going to do for them.

At least BofA?s CMO Anne Finucane is on the right track when she admits it will take more than a new slogan to turn the bank?s image around. ?In order to repair reputation,? she said in the NY Times, ?you have to repair the issues that underlie that.?

Reality Check: Ad agencies don?t repair internal and cultural issues.

BofA needs to find out who it really is, determine who it wants to be, define how it wants to be perceived, and build the culture to get there. Then, after that work is complete, BofA can go hire an agency to run ads reflecting that brand ? not the other way around.

What else should BofA do?

  • Focus on contrition and humility instead of defensiveness. When someone feels you?ve wronged them (as most Americans do in BofA?s case), you don?t try reminding them of all the other wonderful things you did for them in the past. Consumers can?t stomach self-congratulatory hubris when they were expecting an apology.
  • Focus on internal culture and ethics. What an organization does is much more important than what it says.
  • Focus on branding over advertising. Ads don?t fix image problems, they really only help build awareness. If your brand sucks, ads only remind more people more often about how much the brand sucks, no matter what kind of happy face you try to put on it.
  • Focus on PR over advertising. BofA has a long, complicated story to tell and zero credibility. They need the media?s help.
  • Focus on real substance over superficial style. An attractive appearance will only conceal character flaws for so long.
  • Bury Countrywide in the deepest hole possible. BofA needs to get rid of everything associated with Countrywide and put it as far behind them as fast as they can.
  • Retain the Merrill Lynch brand. It still has significant value.

Will BofA be the ?Bank of Opportunity? and embrace this chance to reinvent itself with ?Higher Standards?? Or will they just run another stylish and clever campaign that glosses over the bigger issues?

If you were in charge of BofA?s brand what would you do?

This article &copy 2012 by The Financial Brand and may not be reproduced.

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Related Articles From The Financial Brand:

More stories about: Advertising, Branding, Featured, Internal Culture & HR, BofA

Source: http://thefinancialbrand.com/22277/ads-wont-save-bank-of-america/

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Tuesday, February 14, 2012

Bishops plan aggressive expansion of birth-control battle (Reuters)

(Reuters) ? Catholic bishops, energized by a battle over contraception funding, are planning an aggressive campaign to rally Americans against a long list of government measures which they say intrude on religious liberty.

The U.S. Conference of Catholic Bishops plans to work with other religious groups, including evangelical Christians, on an election-year public relations campaign that may include TV and radio ads, social media marketing and a push for pastors and priests to raise the subject from the pulpit.

"We want to make it something that will get peoples' attention," said Bishop William Lori of Bridgeport, Conn.

The bishops spent the past few weeks pressing President Barack Obama to exempt religious employers from a federal mandate that all health insurance plans offer free birth control.

Obama agreed to modify the mandate a bit, so that religious employers wouldn't have to pay for contraceptive coverage directly. That satisfied some Catholic groups, but the bishops were not mollified. They want the mandate repealed altogether.

And now, they are aiming higher still, lobbying Congress to enact a law that would let any employer opt out of covering any medical treatment he disagreed with as a matter of his personal faith.

So, for instance, a pizzeria owner who objected to childhood vaccinations on religious grounds would be able to request an insurance plan that did not cover them, in effect overriding a federal requirement that vaccinations be provided free with any health-insurance plan.

Leaving coverage decisions up to each employers' conscience might create chaos in the marketplace, "but chaos is sometimes the price you pay for freedom," said Richard Land, the president of the Southern Baptist Convention's Ethics & Religious Liberty Commission, who is backing the bishops whole-heartedly.

Democrats, who control the Senate, are likely to block any bill with such broad opt-out provisions.

But supporters, including prominent Republicans, say they will keep pushing for the change, which fits into a wider theme of defending individual freedoms against government intrusion which is expected to play prominently in the November election.

MESSAGE FROM THE PULPIT

Along with the Southern Baptist Convention, the National Association of Evangelicals stands ready to contribute money and manpower to the bishops' campaign, said Galen Carey, an association vice president.

The group is also considering the unprecedented step of asking pastors of every evangelical denomination across the country to read their congregations an open letter protesting the contraception mandate as an assault on religious liberty.

Liberal groups are already launching counter-attacks.

This week, NARAL Pro-Choice America, which works to keep abortion legal and expand contraceptive access, spent $250,000 to air radio ads in four swing states that will be crucial to the presidential election -- Colorado, Florida, Virginia and Wisconsin.

The ads urge support for Obama and his effort to ensure that "women of all faiths, no matter where they work," can get free birth control with their health insurance.

More than 30 organizations supporting Obama teamed up to create the Coalition to Protect Women's Health Care, which has started an online petition and plans further action.

The coalition includes two unions that represent millions of workers and have well-honed networks for getting out political messages, the Service Employees International Union and the American Federation of State, County and Municipal Employees.

Obama's supporters say the president went far enough to accommodate religious institutions when he announced last week that they wouldn't have to pay for free birth control as part of their insurance plans; he said instead their insurers would be required to pick up the costs.

The bishops denounced this as a gimmick that doesn't solve anything, especially for the many religious hospitals and schools that self-insure their employees.

"Reasonable people should be able to work through the details of this and find common ground," said John Gehring, Catholic outreach coordinator for the liberal group Faith in Public Life. "But election-year politics doesn't make for cool heads."

BATTLE FOR RELIGIOUS FREEDOM

The Conference of Catholic Bishops began preparing months ago for a battle royale over religious freedom. Last fall, the conference bulked up its staff, hiring a lawyer who had devoted his career to religious liberty cases and a lobbyist to press the cause in Washington. The group also created a special committee on religious liberty, chaired by Bishop Lori.

In a September letter announcing the committee, Archbishop Timothy Dolan declared that religious freedom "is now increasingly and in unprecedented ways under assault in America." He and other officials offer many examples of that perceived assault.

On the federal level, the Obama administration has cancelled or threatened to cancel contracts awarded to Catholic charities for work to prevent HIV and to help victims of sex trafficking. The administration says the charities have to provide services such as condoms, emergency contraception and abortion referrals to maintain the contracts; the charities protest that such conditions violate their religious faith.

Several states, meanwhile, have required adoption agencies that receive public funds to treat same-sex couples on par with any other prospective foster or adoptive parent. Catholic Charities object, saying the church doesn't sanction gay and lesbian relationships. Rather than comply with the laws, bishops in Illinois, Massachusetts and Washington D.C. have shut down Catholic adoption agencies.

The bishops portray this as an out-and-out war on free exercise of religion.

But secular and liberal groups say no one's assailing the freedom to worship, to proselytize -- or even to perform social services, such as placing needy children in loving homes, according to religious precepts.

It is only when a religious institution accepts taxpayer money to do such work that religious freedom must take a back seat to secular laws, said Marci Hamilton, a constitutional scholar at Cardozo School of Law.

Courts nationwide have repeatedly ruled that religious groups must follow the same rules as everyone else when holding a government contract, Hamilton said. Any institution that can't in good faith follow those rules shouldn't apply for public funding, she said.

GUARDING CONTRACEPTION

With regard to contraceptive care, courts in New York and California have upheld state laws -- similar to the federal mandate -- that insurance plans, including those sponsored by religious employers, must cover birth control if they cover other prescription drugs.

It is unclear whether such nuances will filter into the public debate over religious freedom and contraceptive coverage.

Both sides say they believe public opinion is firmly in their corner -- and they're determined to keep it that way with a steady drumbeat of snappy soundbites.

More than 100 university professors and religious leaders from different faiths released a letter of protest against the administration Tuesday that was headlined with a single word: "Unacceptable." The letter called the Obama administration "morally obtuse" and blasted the contraceptive coverage mandate as "a grave violation of religious freedom."

On the other side, the American Civil Liberties Union held a press conference to accuse the bishops of playing politics in the name of faith. The bishops are promoting "a distorted view of religious liberty -- one that has no basis in law or the Constitution," said Daniel Mach, director of the ACLU Program on Freedom of Religion and Belief.

(Reporting By Stephanie Simon in Denver,; additional reporting by Thomas Ferraro; Editing by David Storey and Marilyn Thompson)

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/nm/20120214/us_nm/us_usa_contraception_catholics

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Monday, February 13, 2012

Low Credit Score Consolidating Debts Financial loan ? The Pros ...

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